Our Services

Share Savings

By depositing a minimum of $6.00 into a Share Savings account, you become a member of Grand Heritage FCU. Your membership entitles you to use all of the services and benefits offered by the Credit Union. Our Share Savings account has no monthly fee and earns dividends by maintaining a minimum daily balance of $100.00. The initial deposit of $6.00 includes a $1.00 one time only membership fee and a $5.00 par share of Grand Heritage FCU.

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Share Draft Checking / Visa Check Card

• No Monthly Service Charge
• Access through the ATM, Call 24, or GHFCU On-Line
• Overdraft Protection
• No per-check charges
• Direct Deposit / Payroll Deduction
• Visa Check Card (No Monthly Fee)

With our Visa Check Card, the money comes out of your checking account, just like a check - anywhere Visa is accepted. This card is also your ATM card.

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Share Certificate of Deposits

Our Share Certificate of Deposits (CD's) are designed to meet your savings needs with very competitive fixed dividend rates and terms from twelve months up to thirty-six months. You may open a CD with as little as $1,000.00. Call, stop in or check our GHFCU On-Line information site for the most current rates.

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Individual Retirement Account (IRA)

Grand Heritage FCU gives you a choice of two different IRA savings accounts. The IRA share account gives you the advantage of saving through Payroll Deduction. Our IRA Certificates earn high certificate dividend rates and have a term of twelve months.

We are able to accept 401(k) and other IRA rollovers.

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New and Used Auto Loans

• Up to 100% Financing
• FIXED rates
• Terms up to 84 Months
• Simple Interest
• No Prepayment Penalties

Kelly Blue Book | Calculators | NADA

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Mortgage

• FHA, VA, Conventional loans with as little as 0% down.
• Up to 30years
• Low Closing Costs
• No Prepayment Penalty

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Home Equity

• Will finance 70% of appraised value
• Up to 120 months
• Low Closing Costs
• No Prepayment Penalty

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