Mortgage Loan Rates
(current as of January 4, 2019)

Fixed-Rate Mortgage Options

We offer a variety of affordable fixed-rate mortgage options designed to fit your needs:

  • Special mortgages for military personnel.
  • Little or no money down.
  • Federal Housing Administration (FHA) Mortgage.
  • 15- and 30-year terms with fixed monthly payments.
  • No Private Mortgage Insurance (PMI) on many conventional loans.
  • Personal guidance from first call to closing.

Our experience in mortgage loans prove that well informed borrowers are apt to find the loan process much smoother, less stressful, and less time consuming. Call Grand Heritage FCU at (219) 324-5220 to get pre-approved.


15 years                  APR as low as* 20 years                APR as low as* 25 years                  APR as low as*
1st MORTGAGE**  4.50% 4.75% 4.99%
1st Mortgage Special-12 Years*** 3.99% 12 yr max N/A N/A
*Rates are based on an evaluation of credit history, so your rate may differ.       
**80% Loan-To-Value  Purchase or Refi from another lender
***50% Loan-To-Value, $999 Closing Costs - New Purchase or Refi from another lender


up to 180 mos.
APR as low as*		 up to 240 mos.
APR as low as*		 up to 360 mos.
APR as low as*
FHA up to $271,050 call for rates call for rates call for rates
VA   up to $271,050 call for rates call for rates call for rates
Conventional up to $417,000 call for rates call for rates call for rates
*Rates are based on an evaluation of credit history, so your rate may differ.
Rates are subject to change at any time until you lock in.
Purchase or Refi from another lender
 
2nd MORTGAGE

up to 36 mos.
APR as low as*		 up to 60mos.
APR as low as*		 up to 120 mos.
APR as low as*
2nd MORTGAGE LOANS $25,000 max 4.95% 4.95% 4.95%
2nd MORTGAGE LOANS - 70% LTV 5.95% 5.95% 5.95%
*Rates are based on an evaluation of credit history, so your rate may differ.
70% combined loan to value maximum

HOME EQUITY LINE OF CREDIT

up to 120 mos.
APR as low as*
HELOC 7.75%
*Rates are based on an evaluation of credit history, so your rate may differ.
70% combined loan to value maximum

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Grand Heritage Federal Credit Union
201 Koomler Drive, LaPorte, IN 46350
Phone: (219) 324-5220

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